body{font-size:18px}.simple-header{padding:20px 5%;display:flex;justify-content:space-between;align-items:center;gap:24px;border-bottom:1px solid #d6b369}.simple-header img{width:170px}.simple-header nav{display:flex;flex-wrap:wrap;gap:20px}.simple-main{max-width:1020px;margin:55px auto;padding:0 24px 60px}.simple-main h1{font-size:clamp(34px,5vw,58px);color:#092842}.simple-main h2{margin-top:30px}.simple-main p{line-height:1.65;margin:18px 0}.simple-main .lead-form{max-width:740px;margin:35px 0;background:#f4f7fa;border:1px solid #cad5de;color:#102b43;padding:28px;border-radius:12px}.lead-form fieldset{border:1px solid #9dabb7;padding:16px;border-radius:6px;margin:15px 0}.lead-form .check-label{display:flex;gap:12px;align-items:flex-start;margin:16px 0;line-height:1.5;font-weight:400}.check-label input{width:20px;min-width:20px;height:20px;margin-top:4px}.small-note{font-size:15px!important;line-height:1.55}.website-field{position:absolute;left:-9999px;width:1px;height:1px;overflow:hidden}.lead-form input,.lead-form select,.lead-form button{min-height:48px;font-size:17px}.text-profile{max-width:100%;margin:24px 0;border-top:3px solid #caaa68;padding:28px;background:#f4f7fa}.text-profile .button{white-space:normal}.option-cards{display:grid;grid-template-columns:repeat(3,1fr);gap:24px}.option-cards article{padding:24px;background:#f4f7fa;border-top:3px solid #ba9654}.error-note{color:#b32920;font-weight:700}button:disabled{opacity:.65;cursor:wait}@media(max-width:700px){.simple-header{display:block}.simple-header nav{margin-top:20px}.option-cards{grid-template-columns:1fr}.simple-main .lead-form{padding:18px}.field-row{grid-template-columns:1fr}}/* Senior-friendly emphasis: solid surfaces, large text, clear focus. */
.hero-actions .senior-center-button{background:#c8e6df;color:#103c3e;border:2px solid #85b7ac;font-size:1.1rem;font-weight:750;box-shadow:0 3px 0 #557d7455;white-space:normal;text-align:center}.hero-actions .senior-center-button:hover{background:#e1f3ee;color:#103c3e}.senior-center-button:focus-visible{outline:3px solid #f1cf7d;outline-offset:5px}.public-pension-card{border:2px solid #b88b33!important;background:#fff7df!important}.senior-page .public-pension-title{display:block;background:#153f59;color:#fff5d7;padding:15px 18px;border-left:6px solid #d9b459;border-radius:5px;font-weight:700}.life-intro{background:#eaf2f5}.life-topic-grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:18px;margin:24px 0 30px}.life-topic-grid a{background:white;border-top:4px solid #b68a39;padding:24px;text-decoration:none;color:#143b55}.life-topic-grid strong{font:700 1.35rem Georgia,serif;display:block;margin-bottom:12px}.life-topic-grid span{line-height:1.6;display:block}.life-index{display:flex;gap:14px;flex-wrap:wrap;padding:22px 0}.life-index a{padding:10px 18px;background:#e5eef4;border-radius:5px}.life-detail{padding:36px 0;border-top:1px solid #cbd7e0;scroll-margin-top:30px}.life-detail h2{font-family:Georgia,serif;font-size:clamp(26px,3vw,36px)}.planning-example,.life-next{padding:26px;background:#edf3f7;border-left:5px solid #b98a32}.life-sources{margin:30px 0}.camo-hero{background-color:#364838;background-image:linear-gradient(100deg,#122a2ad9,#172b2b66),repeating-conic-gradient(from 25deg at 30% 20%,#4d6040 0 20deg,#758064 20deg 45deg,#303b32 45deg 70deg,#8c8a6b 70deg 95deg,#485741 95deg 130deg);background-size:auto,210px 170px;color:#fff}.camo-hero>div,.camo-hero .mission-card{background:#102b2be8;padding:30px;border:1px solid #aab98c66;border-radius:8px}.camo-hero h1,.camo-hero h2,.camo-hero p,.camo-hero li{color:#fff}.camo-hero .eyebrow{color:#f2d891}.veteran-message{font-size:18px;line-height:1.65;border-left:4px solid #d9bd7b;padding-left:20px}.workshop-rule{padding:20px;background:#f1f4e9;border-left:5px solid #6b7b4d}.senior-callback .lead-form{max-width:780px;margin:24px 0;padding:28px;background:#fff;border:1px solid #becfdc;border-top:5px solid #527e79;color:#18364c}.senior-page .lead-form .check-label{display:flex;gap:12px;align-items:flex-start;font-size:1rem}.senior-page .lead-form .check-label input{width:22px;min-width:22px;height:22px;min-height:22px;margin-top:4px}.senior-callback pre{white-space:pre-wrap;overflow-wrap:anywhere;font:15px/1.6 Arial,sans-serif;background:#f0f5f7;padding:18px;max-height:430px;overflow:auto}.senior-callback summary{cursor:pointer;font-weight:700}.senior-callback details{margin:20px 0}.senior-callback button[type=button]{margin:12px 0;padding:10px 16px;background:#e3edf2;border:1px solid #6a8395;color:#12334b;border-radius:5px}@media(max-width:850px){.life-topic-grid{grid-template-columns:1fr 1fr}.camo-hero>div,.camo-hero .mission-card{padding:22px}}@media(max-width:560px){.life-topic-grid{grid-template-columns:1fr}.senior-callback .lead-form{padding:18px}}
.state-scope{padding:20px max(24px,5%);margin:0;background:#e8f0f5;color:#17384e;border-top:2px solid #ba9450;font-size:16px;line-height:1.65}.profile-with-photo{display:grid;grid-template-columns:240px minmax(0,1fr);gap:28px;align-items:start}.advisor-card.profile-with-photo>img{width:240px;height:290px;object-fit:cover;object-position:center 20%;border-radius:8px}.life-topic-grid article{background:#f0f5f7;padding:24px;border-top:4px solid #b58a3a}.life-topic-grid article h2{font-size:26px}.life-topic-grid article h3{font-size:23px}.health-routing-note{font-size:16px;line-height:1.6;padding:16px;background:#edf4f6;color:#153d51;border-left:4px solid #b28a3b}.planning-services .life-topic-grid{grid-template-columns:1fr 1fr}.coverage-choices .life-topic-grid{grid-template-columns:1fr 1fr}@media(max-width:700px){.profile-with-photo{grid-template-columns:1fr}.advisor-card.profile-with-photo>img{width:100%;max-width:320px;height:340px}.planning-services .life-topic-grid,.coverage-choices .life-topic-grid{grid-template-columns:1fr}}

/* Clear topic hierarchy and readable review navigation */
h1,h2,h3{font-weight:700}.state-scope strong{font-weight:800}.planning-hub .life-topic-grid article{padding:1.5rem;background:#edf4f1;border:1px solid #bfd3cc;border-radius:12px}.planning-hub article a{display:block;padding:.55rem 0;color:#123f4a;font-weight:700;text-underline-offset:3px}.planning-hub h3{font-size:1.05rem;line-height:1.4}.review-callout{padding:1.5rem;background:#edf4f1;border-radius:12px}.life-index a{min-height:44px;display:inline-flex;align-items:center}.life-page h2{scroll-margin-top:2rem}.planning-hub article a:focus-visible,.life-index a:focus-visible{outline:3px solid #916d22;outline-offset:3px}

.updates-form{max-width:660px;display:grid;gap:1rem}.updates-form>label{display:grid;gap:.4rem}.updates-form input:not([type=checkbox]){font:inherit;padding:.8rem;border:1px solid #6b7e89;border-radius:6px;width:100%;box-sizing:border-box}.updates-form fieldset{border:1px solid #bfd3cc;padding:1.2rem}.updates-form .check{display:flex;align-items:flex-start;gap:.65rem;line-height:1.6;margin:.6rem 0}.updates-form input[type=checkbox]{width:20px;height:20px;flex-shrink:0;margin-top:.25rem}.signup-trap{position:absolute;left:-10000px}.updates-callout{background:#edf4f1}.updates-form button{min-height:48px}

/* Readability and responsive source audit: 320px through desktop and zoom. */
*,*::before,*::after{box-sizing:border-box}body{font-family:Arial,Helvetica,sans-serif;line-height:1.65}main,section,article,form,fieldset,.hero-copy,.tax-copy,.advisor-card>div{min-width:0}p,a,li,label,h1,h2,h3{overflow-wrap:break-word}input,select,textarea,button{font-size:18px}button,.button,.menu-toggle,summary{min-height:48px}summary{padding:12px 0;line-height:1.5}a:focus-visible,button:focus-visible,input:focus-visible,select:focus-visible,summary:focus-visible{outline:3px solid #846015;outline-offset:4px}.dark :focus-visible,.consultation :focus-visible{outline-color:#f4d88d}.form-note,.micro,.legal,.fee,.disclosure-grid p,.small-note{font-size:16px!important;line-height:1.65}.text-link{color:#765619;text-decoration:underline;text-underline-offset:4px}.dark .text-link,.path-card .text-link{color:#f0d792}.tax-review-banner{grid-column:1/-1}.next-step-guide{padding:32px;max-width:1020px;margin:30px auto;background:#edf4f1;color:#17384e}.next-step-guide h2{font-size:28px}.next-step-guide a{font-weight:700;text-underline-offset:4px}.site-header .nav{position:relative}.site-header .nav-links{gap:14px}.site-header .nav-links a{font-size:16px}.life-index a,.section-nav a,.simple-header nav a{padding:10px 4px;min-height:44px}.life-topic-grid article a{padding:10px 0;border:0;background:transparent;text-decoration:underline}.state-scope strong{display:block}.hero h1{font-size:clamp(2.25rem,4.2vw,4.3rem)}[id]{scroll-margin-top:190px}.welcome-note{background:#f4f7fa}.welcome-note p{max-width:760px}
@media(max-width:1150px){.site-header .nav-links{display:none;position:absolute;top:100%;left:0;right:0;background:#fff;max-height:70vh;overflow:auto;padding:20px;flex-direction:column;align-items:stretch}.site-header .nav-links.open{display:flex}.site-header .menu-toggle{display:block}.site-header .nav-links a{padding:10px}.life-topic-grid{grid-template-columns:repeat(2,minmax(0,1fr))}}
@media(max-width:700px){.life-topic-grid,.planning-hub .life-topic-grid,.advisor-grid{grid-template-columns:minmax(0,1fr)}.simple-header nav{gap:8px 18px}.hero-visual{min-height:280px}.hero-actions{display:grid}.hero-actions .button{text-align:center}.simple-main{padding:0 18px 40px}.next-step-guide{margin:24px 18px;padding:22px}.section{padding:55px 20px}.hero-copy{padding:48px 20px}.lead-form{padding:22px}.life-index{gap:8px}.state-scope{padding:20px}.site-header{position:relative}[id]{scroll-margin-top:24px}.senior-page .wrap{padding-left:18px;padding-right:18px}.senior-page .age-row{grid-template-columns:1fr}.senior-page .brand{min-width:0}.senior-page .brand-logo{max-width:190px;height:auto}}
@media(prefers-reduced-motion:reduce){html{scroll-behavior:auto}*,*::before,*::after{animation:none!important;transition:none!important}}

/* Visible desktop navigation, compact welcome and optional contact preferences. */
@media(min-width:981px){.site-header .nav{flex-wrap:wrap;justify-content:center;gap:4px;padding:8px 24px}.site-header .brand-logo{height:70px;width:230px}.site-header .menu-toggle{display:none}.site-header .nav-links,.site-header .nav-links.open{display:flex;position:static;flex-direction:row;align-items:center;justify-content:center;flex-wrap:wrap;width:100%;max-height:none;box-shadow:none;background:transparent;padding:0;gap:4px 18px}.site-header .nav-links a{padding:10px 0;font-size:16px}.site-header .nav-links .nav-cta{padding:10px 16px}.hero{min-height:590px}.hero-copy{padding:65px clamp(30px,5vw,80px)}.hero-visual{min-height:590px}.section{padding-top:75px;padding-bottom:75px}[id]{scroll-margin-top:220px}}
@media(max-width:980px){.site-header .nav-links{display:none;position:absolute;top:100%;left:0;right:0;padding:20px;background:#fff;flex-direction:column;align-items:stretch;max-height:65vh;overflow:auto}.site-header .nav-links.open{display:flex}.site-header .menu-toggle{display:block}.entity-strip{flex-wrap:wrap;gap:6px 20px}.entity-strip span{min-width:0}.brand-logo{max-width:60vw}}
.optional-contact{border-top:1px solid #cad5de;border-bottom:1px solid #cad5de;margin:20px 0}.optional-contact summary{font-size:17px;font-weight:700;cursor:pointer}.optional-contact fieldset{margin-top:0}.lead-form label{font-size:16px}.callback-time[hidden]{display:none!important}.inline-state span:last-child{font-size:14px}.simple-main .life-index{padding-top:8px}.simple-main .life-index a{font-size:16px}