PADUA FINANCIAL SERVICES · OPULENCE™ BY CHOICE
FINANCIAL QUESTION OF THE DAY · SERIES 04
What should I ask before requesting a retirement rollover?
Ask the plan administrator about a direct rollover and whether the distribution is eligible. Eligible plan distributions paid to you generally have mandatory withholding, and indirect rollovers generally have a 60-day deadline.
Three next steps
- Confirm eligibility and receiving-account rules.
- Ask how payment will be made.
- Review Roth, after-tax balances and loans separately.
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Reviewed October 10, 2026. Educational information; not individualized tax, investment or legal advice.