Medicare Advantage
Ask Gil to review available plan types, enrollment timing and your priorities through the approved SOA process. Availability depends on your service area.
Health insurance & Medicare
Explore your health & vision coverage options.
All health-insurance leads are directed solely to Gilberto “Gil” Padua. These inquiries are not assigned to other team members.
CALIFORNIA: LIFE INSURANCE AND ANNUITIES ONLY. No health insurance, vision plans, Medicare plans, cancer supplements or heart-attack supplements are offered by Padua in California.
What would you like to review?
Medicare Supplement (Medigap)
Discuss coverage that works with Original Medicare. Enrollment rights and underwriting can depend on your circumstances and state.
Start with the approved SOA process.
Contact Gil for the appropriate approved Scope of Appointment before a Medicare plan-specific review. Padua routes all health inquiries through Gil so he can confirm the required authorization for the coverage you need. SOA requirements vary by product; a Medicare SOA is not blanket authorization for unrelated insurance.
Call Gil: 321-745-5421Email Gil to request the approved SOA
Gil will provide the appropriate Scope of Appointment form and explain the next steps. Calling or emailing does not complete an SOA, enroll you in coverage or book an appointment. Do not email medical information or Medicare numbers.
Service is subject to Gil’s verified state authority and carrier appointments. Padua offers no health insurance products in California; California services are limited to life insurance and annuities.
For general Medicare enrollment information, visit Medicare.gov. We do not offer every plan available in your area. Contact Medicare.gov or 1-800-MEDICARE for information on all options.
Individual & family options
VISION COVERAGE FOR INDIVIDUALS & FAMILIES
Looking for vision coverage? Explore available VSP Individual Vision Plans through Gilberto Padua’s enrollment link. Review the plan’s benefits, provider network, premiums, copays, allowances and limitations before choosing coverage.
PADUA DOES NOT OFFER VISION OR OTHER HEALTH INSURANCE IN CALIFORNIA. Availability is subject to your state, eligibility and applicable agent and carrier authorization.
You will continue to an external VSP Individual Vision Plans enrollment website in a new tab. Its privacy notice and terms apply. Opening this link does not enroll you. Please enter application information only through the enrollment website; do not email medical or payment information.
This is a separate vision-plan option, not a Medicare Advantage or Medicare Supplement enrollment. Questions about vision coverage are handled by Gilberto Padua.
Additional protection · Ask about availability
Cancer and heart-attack supplemental coverage
Seniors may be able to obtain a cancer policy or critical-illness coverage that includes a qualifying heart attack. These products may pay defined cash benefits when policy conditions are met. Ask Gilberto Padua to check current products, issue ages and eligibility for your state.
Coverage is subject to underwriting, exclusions, waiting periods and the policy’s definitions of covered diagnoses. Not every cancer, heart event or expense is covered. Benefits and payment methods vary. This is supplemental coverage, not comprehensive health insurance, Medicare Advantage or a Medicare Supplement policy.
No health or supplemental-health products are offered by Padua in California. Product availability and carrier appointments must be confirmed before an application. A separate product-specific conversation and authorization may be needed; a Medicare SOA is not authorization for unrelated products.
Ask Gil about availabilityACCIDENT INSURANCE & ACCIDENTAL DEATH AND DISMEMBERMENT
Accident insurance may pay scheduled benefits for covered injuries or treatment. Accidental death and dismemberment (AD&D) coverage pays for a covered accidental death or specified losses, such as a limb or eyesight, according to the contract.
These products serve different purposes. AD&D generally does not cover death from illness or natural causes and does not replace broader life insurance. Review covered events, exclusions, benefit amounts and age limits with Gil. Availability and carrier authorization must be confirmed for your state.
NO ACCIDENT OR STANDALONE AD&D PRODUCTS ARE OFFERED BY PADUA IN CALIFORNIA.
Ask Gil about accident coverageKEEP UP WITH GENERAL MEDICARE CHANGES
Choose general Medicare education in our name-and-email signup. Signing up is separate from requesting a plan discussion or completing an SOA.
Choose Medicare updates