PADUA FINANCIAL SERVICES · OPULENCE™ BY CHOICE
FINANCIAL QUESTION OF THE DAY · SERIES 01
What can I do with my old 401(k) after changing jobs?
Depending on plan rules, you may leave it in the old plan, move it to an eligible new employer plan, roll it to an IRA, or take a distribution. Compare costs, access, protections and tax effects before acting.
Three next steps
- Get the plan’s distribution notice.
- Compare all available choices.
- Discuss tax effects before requesting a payment.
Job Change Retirement Checklist
Take the next step with a free, practical checklist.
Download free checklist (PDF)No email required.
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Reviewed October 10, 2026. Educational information; not individualized tax, investment or legal advice.