Pension & survivor choices
Review your plan’s retirement dates, payout options, survivor elections and any DROP participation. Confirm all estimates and election deadlines with your plan administrator.
Law enforcement retirement education
A new chapter after a career of service.
Your pension, deferred compensation, family protection and next career should be considered together. Gilberto Padua helps you organize the questions before you elect benefits or move retirement money.
457(b), 401(k) & other accounts
Compare leaving assets in the plan with other eligible options. Account type and your age can affect access and taxes; moving money can change withdrawal treatment. A governmental 457(b) is not the same as a TSP.
Income & family protection
Coordinate pension income, future wages, Social Security, RMDs, beneficiary choices and life insurance. Review how the household would be affected by either spouse’s death.
Bring your plan-specific questions.
Bring your benefit estimate, account types and beneficiary questions. Send documents only through the secure channel provided by Gil. We are independent of your employer, union, retirement system and government agencies.
Insurance services depend on verified licensing and appointments. California services are limited to life insurance and annuities; no health coverage is offered.
Request a personal retirement conversationLearn with fellow officers.
Group workshops require at least 10 registered participants. A personal appointment is available as an alternative.
Join the law-enforcement workshop interest list · Military & federal TSP education